Full cost of repairing your home. When damaged in a covered incident even if the cost exceeds your policy limits,
provided your home is insured for 100% of its replacement value.
Full Value Contents. If you experience a covered loss in which an item is destroyed or stolen, your
policy will pay to replace the item up to the limits stated within the
policy and less your selected deductible. The difference between replacement cost
and the actual cash value can be considerable.
Repair Guarantee. Guarantees that repairs done to your home by an agreed-upon contractor will be
done to your satisfaction.
